Screenshots
About CREDIT DEBIT
Track money owed and manage payments with CREDIT DEBIT, the smart digital alternative to paper ledgers. Whether you're a shopkeeper, small business owner, or managing personal loans, this app puts complete control over customer accounts, supplier payments, and daily transactions in your pocket.
Stop losing track of who owes you money or forgetting payment deadlines. CREDIT DEBIT solves the pain points that plague traditional record-keeping: missed collections, lost loan records, and overdue payments slipping through the cracks. Everything you need is organized in one simple, intuitive platform.
Manage multiple customer and supplier accounts with ease. Create accounts directly from your contacts, then categorize them by type—customers, suppliers, shops—so you always know at a glance who owes you and what you owe others. Add credit and debit entries in seconds, edit or delete transactions anytime, and attach notes or bill scans for complete documentation. Real-time balance updates mean you're never in the dark about your financial position.
Stay on top of payments with smart reminders and direct customer contact. Send payment reminders with full transaction details, or call customers directly from the app without switching screens. Generate comprehensive reports broken down by day, week, or month, then export them as PDF or Excel files for accounting and analysis. Share transaction histories instantly with stakeholders or team members.
Create and send professional invoices in minutes. The invoice feature streamlines client billing and payment tracking, reducing back-and-forth communication and speeding up cash flow.
Your data security is paramount. All information stays on your device or in your personal Google Drive—never stored on external servers. Protect your accounts with password and fingerprint lock, giving you peace of mind that sensitive financial data remains private. Backup and restore functionality ensures you never lose critical records, whether through local device storage or cloud sync.
The dashboard gives you a bird's-eye view of all accounts and balances instantly. See exactly who owes you money, what you owe, and your overall financial status without digging through pages of notes.
Replacing a traditional ledger has never been faster, safer, or easier to manage. Download CREDIT DEBIT today and transform how you handle business finances and personal debt tracking.
Pros & Cons
Pros
- Centralized dashboard shows all account balances and payment status at a glance
- Local device storage and Google Drive backup keep financial data off external servers
- Generate and export reports as PDF or Excel for accounting and analysis
- Password and fingerprint lock protect sensitive financial records from unauthorized access
Cons
- Android-only; no iOS or desktop version for cross-platform access
- Requires manual data entry for each transaction; no automatic bank or payment sync
- Payment reminders depend on user discipline; app cannot enforce actual debt collection
- No mention of data encryption; relies on device-level security and backup protocols
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